How to Make a SEPA Transfer

A SEPA (Single Euro Payments Area) transfer allows you to send euros to bank accounts in the EU and other SEPA-zone countries. It’s commonly used for payments such as rent, personal transfers, or invoices — and it’s one of the fastest and lowest-cost options for sending money in Europe.

Steps to Make a SEPA Transfer

1. Log in to your Yoursafe account using a web browser at https://you.yoursafe.com
    
2. From the Transfer Money menu, select SEPA Transfer
    
3. Enter the required details:
    
   • Beneficiary Name – the full name of the person or company you’re sending money to
      
   • IBAN (International Bank Account Number) – the recipient’s full bank account number in IBAN format
      
   • Amount to be Transferred – the amount in euros (€) that you want to send
      
4. Review the information and authenticate the payment as prompted
    
5. Click Submit to finalize the transfer
    

SEPA Transfer Fee and Timeline

• Fee: €0.75 per transaction
   
• Processing Time: Usually credited within one business day

Double-Check Before Sending

Make sure:

• The IBAN is entered exactly as provided by the recipient — incorrect details may delay or block the payment
   
• You have enough balance in your Yoursafe account to cover both the transfer amount and the €0.75 fee